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# LendLogic

St. Simons Island | Georgia

## Sitemaps

- [XML Sitemap](https://lendwithlogic.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Labor Data, Fed Comments & Jobs Report: What Could Move Mortgage Rates This Week?](https://lendwithlogic.com/labor-data-fed-comments-jobs-report-what-could-move-mortgage-rates-this-week/) - Labor reports, Federal Reserve commentary, manufacturing activity, and the June Jobs Report could all influence mortgage rates this week. Here's what buyers and homeowners should be watching.
- [Geopolitics, GDP & Inflation: What Could Move Mortgage Rates This Week?](https://lendwithlogic.com/geopolitics-gdp-inflation-what-could-move-mortgage-rates-this-week/) - Global headlines, Federal Reserve commentary, GDP data, and inflation reports are all influencing mortgage rate expectations this week. Here's what buyers and homeowners should be watching before making their next move.
- [Market Trends to Watch For in 2026](https://lendwithlogic.com/market-trends-to-watch-for-in-2026/) - Mortgage rates, refinancing activity, and new technology are shaping the lending landscape in 2026. Here’s what buyers and homeowners should watch—and how to position yourself for what’s next.
- [How Falling Rates Lower Your Payment ](https://lendwithlogic.com/how-falling-rates-lower-your-payment/) - As mortgage rates decline, monthly payments can become more manageable. Lower rates can also increase buying power and create opportunities to refinance. Understanding the numbers helps you make smarter decisions in today’s market.
- [What's Moving Mortgage Rates This Week?](https://lendwithlogic.com/whats-moving-mortgage-rates-this-week/) - Mortgage rates are sensitive right now. This week's inflation and spending data could shift things fast. Here's what's happening.
- [The Factors Influencing Mortgage Rates This Week](https://lendwithlogic.com/the-factors-influencing-mortgage-rates-this-week/) - Markets are watching inflation signals, Federal Reserve messaging, oil prices, and future rate expectations closely this week. Here’s what buyers and homeowners should know.
- [Jobs, Global Tensions & Manufacturing: What Could Move Rates This Week?](https://lendwithlogic.com/jobs-global-tensions-manufacturing-what-could-move-rates-this-week/) - Labor reports, manufacturing data, oil prices, and global events are all shaping market expectations this week. Here's what buyers and homeowners should know about the factors influencing mortgage rates right now.
- [What are Construction Loans and How Do They Work?](https://lendwithlogic.com/what-are-construction-loans-and-how-do-they-work/) - If you’re having trouble finding the perfect home to buy, building might be the solution. LendLogic can help find the right construction loan for you.
- [Understanding Credit Repair in the Mortgage Industry](https://lendwithlogic.com/understanding-credit-repair/) - At LendLogic, we understand how crucial a good credit score is and we're here to guide you through the process to ensure you're in the best position to secure favorable mortgage terms.
- [Investing in a Multi-Unit House: Unlocking a World of Benefits](https://lendwithlogic.com/investing-in-a-multi-unit-house/) - Thinking of expanding your real estate portfolio? Discover the advantages of investing in multi-unit properties, from diversified income streams to tax benefits, and learn how LendLogic can help you navigate this profitable venture.
- [Understanding Temporary Buydowns in the Residential Mortgage Business: A Smart Strategy for Flexible Home Financing](https://lendwithlogic.com/understanding-temporary-buydowns-in-the-residential-mortgage-business-a-smart-strategy-for-flexible-home-financing/) - Exploring mortgage options? Learn how temporary buydowns can offer initial financial flexibility and how LendLogic can help you navigate this beneficial, yet lesser-known, financing strategy.
- [Understanding Reverse Mortgages: The Pros and Cons](https://lendwithlogic.com/understanding-reverse-mortgages-the-pros-and-cons/) - Considering a reverse mortgage to boost your retirement income? Discover the benefits and drawbacks of this financial tool, and learn how LendLogic can help you make the best decision for your future.
- [Understanding DSCR: A Key Metric for Investment Property Success](https://lendwithlogic.com/understanding-dscr/) - Considering an investment property? Learn why the Debt Service Coverage Ratio (DSCR) is crucial for securing the best loan terms and ensuring your investment’s financial health.
- [Inflation: The Invisible Tax You Didn’t Know You Were Paying](https://lendwithlogic.com/inflation-the-invisible-tax/) - Inflation is like a hidden tax that quietly erodes your purchasing power and affects your savings, yet it's rarely discussed. Understanding this 'invisible tax' can help you make smarter financial decisions and protect your wealth.
- [The Advantages of a Construction-Permanent Loan Program When Building a House](https://lendwithlogic.com/the-advantages-of-a-construction-permanent-loan-program-when-building-a-house/) - Discover how a construction-permanent loan can simplify your home-building journey, combining construction and permanent financing into one streamlined package. Learn how LendLogic can guide you through this efficient and flexible loan option to build your dream home.
- [Financing Your Manufactured Home](https://lendwithlogic.com/financing-your-manufactured-home/) - Looking to finance a manufactured home? LendLogic has different ways to finance your home so you can find the one that fits your needs.
- [Week Ending 06/30/2023](https://lendwithlogic.com/week-ending-06-30-2023/) - Week-End Review 06/30/2023 FHA Loans vs. Conventional Loans: A Comparative Analysis When it comes to financing a home, prospective buyers often find themselves comparing FHA (Federal Housing Administration) loans and conventional loans. Both options offer advantages and considerations that can significantly impact a buyer's decision. In this blog, we will delve into the key features
- [Week Ending 07/14/2023](https://lendwithlogic.com/week-ending-07-14-2023/) - Week-End Review 07/14/2023 Guide to Credit Repair for Mortgage Approval Homeownership is a significant milestone in one's life, but the journey to attaining that goal can be quite daunting, particularly when it comes to securing a mortgage loan. A critical factor in obtaining a mortgage is your credit score. Lenders use it to determine your
- [Week Ending 6/21/2023](https://lendwithlogic.com/week-ending-6-2-2023/) - Week-End Review 06/23/2023 Title: Understanding the Dodd-Frank Act: A Comprehensive Guide I thought I'd dive into something a little different today. The Mortgage Industry is riddled with all sorts of laws and regulations. I thought I'd go through a series of these laws that have had significant impact to our industry; thus, the reason I
- [Week Ending 06/09/2023](https://lendwithlogic.com/week-ending-06-09-2023/) - Week-End Review 06/16/2023 This week I thought I'd dive into a little history and share about some significant policy that governs the mortgage industry. I'm going to share about the CFPB and the Dodd-Frank Act. The Consumer Financial Protection Bureau (CFPB) was established by the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly known
- [Week Ending 06/02/2023](https://lendwithlogic.com/week-ending-06-02-2023/) - Week-End Review 06/02/2023 This week I thought we'd take a look at an important Bureau of Labor and Statistics report and how it impacts the residential mortgage industry. We'll start with what the JOLTS report is and then dive into how that potentially impacts our industry. So, the Job Openings and Labor Turnover Survey (JOLTS)
- [Week Ending 05/26/2023](https://lendwithlogic.com/week-ending-06-26-2023/) - Week-End Review 05/26/2023 Unveiling the Fun and Amazing Side of the Mortgage Industry The mortgage industry is often perceived as a serious and mundane field, surrounded by paperwork and complex financial transactions. However, beneath the surface, there lies a vibrant and exciting industry that plays a crucial role in people's lives. In this blog, we
- [Week Ending 05/19/2023](https://lendwithlogic.com/week-ending-05-19-2023/) - Week-End Review 05/19/2023 Exploring the Different Types of Residential Home Mortgage Loans Purchasing a home is a significant milestone for many individuals and families. For most people, however, buying a home outright with cash is not a feasible option. That's where residential home mortgage loans come into play. These loans offer a pathway to homeownership
- [Week Ending 05/12/2023](https://lendwithlogic.com/week-ending-05-12-2023/) - Week-End Review 05/12/2023 Understanding LLPA Changes in the Residential Mortgage Industry The residential mortgage industry is subject to various regulations and guidelines designed to promote fair lending practices and mitigate risks for lenders and borrowers alike. One such regulation that has recently undergone significant changes is Loan-Level Price Adjustments (LLPAs). In this blog post, we
- [Week Ending 05/05/2023](https://lendwithlogic.com/week-ending-05-05-2023/) - Week-End Review 05/05/2023 The closing process for a residential mortgage in the state of Georgia can be complex, but it is important to understand the steps involved to ensure a smooth and successful transaction. In this blog, we will provide an overview of the typical closing process for a residential mortgage in Georgia. Step 1:
- [Week Ending 04/28/2023](https://lendwithlogic.com/week-ending-04-28-2023/) - Week-End Review 04/28/2023 Self-employment has become increasingly common in today's economy, with more and more people opting to work for themselves rather than working for a company. While being self-employed can offer numerous advantages, such as greater flexibility and control over one's schedule, it can also present challenges when it comes to obtaining a home
- [Week Ending 04/21/2023](https://lendwithlogic.com/week-ending-04-21-2023/) - Week-End Review 04/21/2023 Homeowners often use various financial tools to manage their expenses, such as home equity lines of credit or HELOCs. HELOCs can provide a source of funds for homeowners who have built up equity in their homes and are looking for a flexible way to borrow money. What is a HELOC? A HELOC
- [Week End Review 04/14/2023](https://lendwithlogic.com/week-end-review-04-14-2023/) - Week-End Review 04/14/2023 When you decide to build a new home, a construction loan is a type of financing that can help you manage the costs of the building process. A construction loan is a short-term loan that covers the cost of building a new home or renovating an existing one. Once construction is complete,
- [Week End Review 03/31/2023](https://lendwithlogic.com/week-end-review-03-31-2023/) - Week-End Review 03/31/2023 This week I thought we'd explore something a little different. I usually talk all about the mortgage industry and finance, but today I thought we should dive into finding the right home. House hunting can be an exciting, yet daunting experience. With so many options available, it can be overwhelming to decide
- [Week End Review 03/24/2023](https://lendwithlogic.com/week-end-review-03-24-2023/) - Week-End Review 03/24/2023 Hey there, are you ready to hear about the thrilling world of finance? I know, it doesn't sound like the most exciting topic, but let's give it a shot. Today we're going to talk about the relationship between mortgage-backed securities and the 10-year Treasury note bond. Let's start with the basics. Mortgage-backed
- [Week-End Review 03/17/2023](https://lendwithlogic.com/week-end-review-03-17-2023/) - Week-End Review 03/17/2023 So, you've decided to buy a home and now it's time to navigate the exciting world of mortgage lending. Don't worry, the process may seem daunting, but with a little patience and a good mortgage broker (a.k.a. Us – Coastal Mortgage Solutions), you'll be well on your way to securing the loan
- [Week-End Review 03/10/2023](https://lendwithlogic.com/week-end-review-03-10-2023/) - Week-End Review 03/10/2023 In the mortgage industry, LLPA stands for "Loan-Level Price Adjustments." These are fees that are added to a borrower's mortgage rate to account for risk factors associated with the loan. The purpose of LLPA's is to allow lenders to price mortgages more accurately based on the risk of default associated with a
- [Week-End Review 03/03/2023](https://lendwithlogic.com/draft-785/) - Week-End Review 03/03/2023 I thought that since inflation is on everyone’s mind I would ask the question: How does global inflation affect our housing market in the US of A… Here’s a quick look at a few ways our market can be affected: Interest Rates: Higher global inflation can lead to higher interest rates as
- [Week-End Review 02/24/2023](https://lendwithlogic.com/week-end-review-02-24-2023/) - Week-End Review 02/24/2023 Following up from last week, I’d like to share about the Producer Price Index (PPI). The Producer Price Index (PPI) is an economic indicator that measures the average change in the prices received by domestic producers of goods and services. While the Consumer Price Index (CPI) measures the cost of goods and
- [Week-End Review 2/17/23](https://lendwithlogic.com/week-end-review-2-17-23/) - Week-End Review 02/17/2023 So, I’m a little late getting this one out. My apologies. I forgot to upload it!! Ugh… The next couple of weeks, I want to go over a couple of indices in a nutshell, explore what they affect in our economy then recap on how they affect our industry. The first one
- [Week-End Review 2-10-23](https://lendwithlogic.com/week-end-review-2-10-23/) - Week-End Review 2/10/23 Understanding Mortgage-Backed Securities and the 10-Year Yield If you’re a real estate buyer, you’ve probably heard of mortgage-backed securities (MBS) and the 10-year yield. But do you know how they’re related? Don’t worry, we’ll explain it in plain English so that even a caveman can understand. Let’s start with understanding MBS. Mortgage-Backed
- [Week-End Review 2-3-23](https://lendwithlogic.com/week-end-review-2-3-23/) - Week-End Review 2/3/23 What's the Latest on Mortgage LLPAs (loan-level price adjustments) It seems like every day, the rules and regulations in the real estate world change. Whether it’s a new tax law or a new mortgage program, there’s always something new to learn. In this post, we'll take a look at changes in mortgage
- [Week-End Review 1-27-23](https://lendwithlogic.com/week-end-review-1-27-23/) - Week-End Review 1/27/23 So, I was thinking about what to write this week, and I realized that there are people reading this that don’t really know how the mortgage industry works. I realize being in the throes of it day in and day out that we run the risk of assuming everyone knows what we’re
- [Week-End Review 1-20-23](https://lendwithlogic.com/week-end-review-1-20-23/) - Week-End Review 1/20/23 So, we made it to 2023. YAY!! 2022 brought us inflation, higher interest rates and the relaxing of COVID 19 restrictions. Whew… what a year. In all honesty, 2023 looks like it will be pretty flat over last year. Probably not much economic growth for the country if any at all and
- [Week-End Review 12-30-22](https://lendwithlogic.com/week-end-review-12-30-22/) - Week-End Review 12/30/22 Well, we made it through Christmas and the New Year awaits! Can’t wait to see how 2023 unfolds. So, what can we expect for the Real Estate Industry this coming year? First, there is still a supply shortage in the US. There simply is just not enough real estate inventory. In 2022
- [Week-End Review 12-2-22](https://lendwithlogic.com/week-end-review-12-2-22/) - Week-End Review 12/2/22 So what’s the news we have for you this week? A couple of things I’d like to point out in the industry that can help us. First, The Federal Housing Finance Agency (FHFA) announced the conforming loan limit values (CLLs) for mortgages to be acquired by Fannie Mae and Freddie Mac (the Enterprises)
- [Week-End Review 11-18-22](https://lendwithlogic.com/week-end-review-11-18-22/) - Week-End Review 11/18/22 Well, we have great news… We have officially opened our new office in Camden!!!! YAY!!! We are located at 102 Marsh Harbour Parkway, Suite 102, Kingsland, GA 31548. There was a lot of work to be done, and we’re finally done. Granted we need to put some pictures on the walls and
- [Week-End Review 10-14-22](https://lendwithlogic.com/week-end-review-10-14-22/) - Week-End Review 10/14/22 Given the current climate conditions we could wallow in the negativity of inflation, recession, increasing mortgage rates, increasing FED rates, 10 year yield… The list goes on; however, we must remember that the mortgage industry comes in cycles like the waves of an ocean. We have to keep our heads up and
- [Week-End Review 9-30-22](https://lendwithlogic.com/week-end-review-9-30-22/) - Week-End Review 9/30/22 Well… WE MADE IT!!! Hurricane Ian came and went, and luckily the Golden Isles were not severely impacted. Yes there were some tidal surges, but for the most part we made out well. Hope you and all your friends and families faired well too. Speaking of tides, looks like the tides are
- [Week-End Review 9-2-22](https://lendwithlogic.com/week-end-review-9-2-22/) - Week-End Review 9/2/22 I hope everyone is doing well. It’s been a good week here at Coastal Mortgage Solutions. (I know one of your favorite mortgage companies. 😊) We have a great mortgage lending team. If you don’t know already, we have a twelve-person team that works hard to bring your loans across the finish
- [Week-End Review 9-16-22](https://lendwithlogic.com/week-end-review-9-16-22/) - Week-End Review 9/16/22 Well, here we are again! It’s been a couple of weeks, but we’ve been busy here at Coastal Mortgage Solutions. I think first I’d like to thank everyone for the 5 star reviews. We can’t express enough how excited we are about your feedback. Everyone has been so kind with their words

## Pages

- [Home](https://lendwithlogic.com/) - The team that brings you home. We're more than just a mortgage provider—we are your neighbors, dedicated to helping you navigate the path to homeownership with ease and confidence. Lend logically, locally. Born and raised in the Golden Isles, LendLogic is your neighbor, committed to guiding you on the right path to homeownership.
- [Transform Your Mortgage Career: Support Without Compromise](https://lendwithlogic.com/about/work-with-us/) - Looking for a home in your mortgage career? See how LendLogic provides a community that supports your growth with fast closings and top rates.
- [Resource Center](https://lendwithlogic.com/resource-center/) - Open new doors with our resources. Learning Center Explore tips, check-lists, and explainations from our team at LendLogic to help guide you on your mortgage journey. Market Updates Preparation Resources Loan Estimates Need a better option on loan estimates that you have already received? Upload your estimate and allow us to find a mortgage that
- [Rates Move Fast](https://lendwithlogic.com/rates-move-fast/) - Mortgage rates move fast. Our expert Mortgage Advisors help buyers and homeowners across GA, FL & SC move faster with confidence.
- [About](https://lendwithlogic.com/about/) - The team that brings you home. About LendLogic LendLogic is a team of Mortgage Advisors, processors, and operations specialists who work together to make the loan process feel clear, responsive, and human. We believe trust is built through communication, transparency, and follow-through—long before the closing table. Local Perspective First. Rooted in the Golden Isles and
- [Calculators](https://lendwithlogic.com/calculators/) - Calculators Calculate your future. 500+ Neighbors Can't Be Wrong. Read Our Reviews \n\n"}}]}]}]},{"type":"section","props":{"image_position":"center-center","media_overlay":"rgba(255, 255, 255, 0.94)","style":"muted","title_breakpoint":"xl","title_position":"top-left","title_rotation":"left","vertical_align":"middle","width":"default"},"children":[{"type":"row","children":[{"type":"column","props":{"image_position":"center-center","position_sticky_breakpoint":"m"},"children":[{"type":"headline","props":{"block_align":"center","content":"500+ Neighbors Can't Be Wrong.","image_align":"left","image_margin":"xsmall","margin_bottom":"small","margin_top":"remove","text_align":"center","title_element":"h1","title_font_family":"primary","title_style":"h1"}},{"type":"text","props":{"column_breakpoint":"m","content":"","margin_bottom":"default","margin_top":"default"}},{"type":"button","props":{"block_align":"center","button_size":"large","grid_column_gap":"small","grid_row_gap":"small","margin_bottom":"default","margin_top":"default","maxwidth":"medium","text_align":"center"},"children":[{"type":"button_item","props":{"button_style":"primary","content":"Read Our Reviews","dialog_layout":"modal","dialog_offcanvas_flip":true,"icon_align":"left","link":"testimonials/"}}]}]}]}],"name":"Testimonials - CTA - Q2"}],"version":"5.0.32"} -->
- [Contact](https://lendwithlogic.com/contact/) - Contact Us Get in Touch We're here to answer your questions, provide guidance, and help you on your journey to homeownership. Phone (912) 268-4064 Hours 9:00 A.M. - 5:00 P.M. St. Simons Island Office 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 Kingsland Office 102 Marsh Harbour Pkwy,Kingsland, GA, 31548 Valdosta Office 2904 North
- [Loan Programs](https://lendwithlogic.com/loan-options/) - Explore our loan programs. At LendLogic, we offer a variety of loan programs to suit your unique needs. First-timer? Need a vacation home? Looking to refinance? No matter your goal, we'll help find the right loan for you. Apply Now Find a mortgage advisor & apply today. Upload Docs Upload my documents. Adjustable-Rate Mortgage Adjustable-Rate
- [Operations Team](https://lendwithlogic.com/about/operations-team/) - The team behind every closing. Operations Team Our role is to keep loans moving, communication clear, and processes aligned so Mortgage Advisors can focus on clients while we ensure nothing gets missed. Login to Borrower Portal Already applied? Login here. Upload Documents Upload my documents. Loan Calculator Look at the numbers to discover what’s possible.
- [Mortgage Advisors](https://lendwithlogic.com/mortgage-advisors/) - Mortgage Advisors Your trusted home team. (912) 222-2526 Apply Now Learn more (912) 270-2026 Apply Now Upload Docs Learn more (912) 270-5900 Apply Now Learn more (912) 208-3142 Apply Now Learn more (912) 439-1844 Apply Now Learn more (229) 560-9501 Apply Now Learn more (229) 561-3810 Apply Now Learn more (912) 674-2423 Apply Now Learn
- [Ryan Jones](https://lendwithlogic.com/mortgage-advisors/ryan-jones/) - (912) 268-4064 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 Let's get started: Apply Now Apply with me today! Login to Borrower Portal Already applied? Login here. Upload Documents Upload my documents. Loan Calculator Look at the numbers to discover what’s possible.
- [Bo Russell](https://lendwithlogic.com/mortgage-advisors/bo-russell/) - (912) 434-9865102 Marsh Harbour Pkwy,Kingsland, GA, 31548 About Me As a young man growing up a natural woodsman in the rich timberlands of Northern Camden County, Bo learned to notice, appreciate, and interpret the fine details nature creates continuously. He added to that a BA degree in English from Mercer University, certified police officer training,
- [Jared Kosh](https://lendwithlogic.com/mortgage-advisors/jared-kosh/) - (912) 200-4010 102 Marsh Harbour Pkwy,Kingsland, GA, 31548 About Me Jared was raised in Livonia, MI, and after completing high school, he decided to pursue higher education. He graduated from Western Michigan University in 2004 with a bachelor’s degree in business administration, with a focus on finance. In 2009, motivated by a sense of duty
- [Dran Harrison](https://lendwithlogic.com/mortgage-advisors/dran-harrison/) - (904) 662-0365102 Marsh Harbour Pkwy,Kingsland, GA, 31548 About Me Dran Harrison is a Mortgage Advisor with a passion for helping people achieve their dream of home ownership. Born in Alabama and raised in Brunswick, GA from the age of five, he has always had a strong work ethic and a desire to help others. He
- [Kris Zynda](https://lendwithlogic.com/mortgage-advisors/kris-zynda/) - (904) 891-0323102 Marsh Harbour Pkwy,Kingsland, GA, 31548 About Me Kris Zynda has called Jacksonville, FL home for over 30 years, and joined the Coastal Mortgage Solutions team as a Mortgage Loan Advisor licensed in both Florida and Georgia. After graduating from Stanton College Preparatory School, he obtained his Bachelor’s and Master’s degrees from the University
- [How We Work](https://lendwithlogic.com/how-we-work/) - How We Work Built around people, not paperwork. From the first conversation to the closing table, our process is designed to feel clear, human, and supportive—no matter where you’re located. Meet Our Mortgage Advisors Start a Conversation St. Simons Island, GA, 31522(912) 268-4064","link":"serviceareas\/glynn-county\/","meta":"","title":"Glynn"}},{"type":"grid_item","props":{"content":"102 Marsh Harbour Pkwy,Kingsland, GA, 31548(912) 268-4064","link":"serviceareas\/camden-county\/","meta":"","title":"Camden"}},{"type":"grid_item","props":{"content":"2904 N Oak St., Valdosta, GA 31602(229)
- [Campaign Contact](https://lendwithlogic.com/campaign-contact/) - Get in Touch We’re here to answer your questions, provide guidance, and help you on your journey to homeownership.
- [Robyn Baily](https://lendwithlogic.com/mortgage-advisors/robyn-baily/) - (912) 674-2423102 Marsh Harbour Pkwy,Kingsland, GA, 31548 About Me Robyn Baily native of Camden County and mother of two. Shortly after graduating from Valdosta State University, her and her husband started their construction company and investment property business. Raised in an entrepreneur family, Robyn knows the importance of great customer service, relationships, and knowing the
- [Rob McGhin](https://lendwithlogic.com/mortgage-advisors/rob-mcghin/) - (229) 561-3810 2904 North Oak St,St. Valdosta, GA, 31602 About Me Rob McGhin was born and raised in Valdosta, GA, and is a graduate of Valdosta State University. Coming from a family business background, he developed early on a strong work ethic and a commitment to helping others succeed. In 2022, Rob founded Canopy Realty
- [Crystal McGhin](https://lendwithlogic.com/mortgage-advisors/crystal-mcghin/) - (229) 560-9501 2904 North Oak St,Valdosta, GA, 31602 About Me Crystal is a proud South Georgia native, originally from Pelham, GA. She earned her Accounting degree from Valdosta State University and went on to achieve her Master’s in Business Administration from Troy University. With over two decades of experience in accounting, Crystal brings a wealth
- [Robert Rankin](https://lendwithlogic.com/mortgage-advisors/robert-rankin/) - (912) 439-1844 102 Marsh Harbour Pkwy,Kingsland, GA, 31548 About Me Robert Rankin is a proud husband and father of two who was raised in Camden County. As a mortgage lender, his goal is to make homeownership a reality for families just like his. With years of experience in the industry, he focuses on providing personalized,
- [Brian Ginn](https://lendwithlogic.com/mortgage-advisors/brian-ginn/) - (912) 270-5900 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 About Me As a Mortgage Loan Advisor at Coastal Mortgage Solutions, Inc., Brian Ginn places primary emphasis on service and communication with his customers. Maintaining a comprehensive knowledge of Coastal Mortgage Solutions growing list of loan product offerings is crucial to providing that exceptional
- [Brian Strickland](https://lendwithlogic.com/mortgage-advisors/brian-strickland/) - (912) 222-2526 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 About Me Born and raised on the beautiful St. Simons Island, in the heart of Georgia’s Golden Isles. After graduating from Glynn Academy, Brian went on to attend Georgia Southern University, and earned a Bachelor’s Degree in Finance and Risk Management. After college, Brian
- [Conrad Smith](https://lendwithlogic.com/mortgage-advisors/conrad-smith/) - (912) 270-2026 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 About Me Graduate of Georgia Southern University with a Bachelor of Business Administration with an emphasis in finance. After graduation, he started his career as an investment advisor acquiring his Series 7, Series 63 and Life and Health licenses which he used in formulating
- [Blake McKinnon](https://lendwithlogic.com/mortgage-advisors/blake-mckinnon/) - (912) 269-6451 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 About Me Blake McKinnon is a Mortgage Loan Advisor with Lend Logic, proudly serving clients with a personable approach and a strong commitment to satisfaction. Raised on Saint Simons Island, Blake values connection, hospitality, and trust—principles that guide every client interaction. A graduate of
- [Preston Delaney](https://lendwithlogic.com/mortgage-advisors/preston-delaney/) - (912) 434-98671607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 About Me As one of Coastal Mortgage Solutions’ newest mortgage advisors, Preston was born and raised on St. Simons Island and has a passion for customer service and places emphasis on communication and building a lasting relationship with the borrower during their home buying experience.
- [Emily Barfield](https://lendwithlogic.com/mortgage-advisors/emily-barfield/) - (912) 208-3142 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522 About Me Emily Griffis Barfield was born and raised in Waycross, GA, and moved to Atlanta after graduating from Valdosta State University with a B.F.A in Communications, later receiving a Masters in Management. She soon realized her heart belonged back in South Georgia since
- [VA Loan](https://lendwithlogic.com/loan-options/va-loan/) - VA Loans Perfect for Veterans and Service Members VA loans are a cornerstone of the benefits available to U.S. military veterans, active-duty service members, and their families. With unique advantages like no down payment and no private mortgage insurance (PMI) requirements, VA loans are a powerful tool for military families looking to buy, build, or
- [USDA Financing](https://lendwithlogic.com/loan-options/usda-financing/) - USDA Mortgages Unlocking Homeownership in Rural Areas For many prospective homebuyers, especially those in rural and suburban areas, the cost of purchasing a home can be a significant barrier. These loans are designed to help low-to-moderate income individuals and families buy homes in eligible rural areas, making homeownership more accessible. Apply Now Find a mortgage
- [Reverse Mortgage](https://lendwithlogic.com/loan-options/reverse-mortgage/) - Reverse Mortgages A reverse mortgage can be a valuable financial tool for senior homeowners looking to tap into the equity in their homes. It provides a way to access funds without the need to sell the property or take on additional monthly payments. Let’s explore the key aspects of reverse mortgages to help you decide
- [Jumbo Loan](https://lendwithlogic.com/loan-options/jumbo-loan/) - Jumbo Loans Unlocking the Door to Luxury Home Financing When it comes to financing high-value properties, a conventional mortgage might not be sufficient. This is where jumbo loans come into play. Jumbo loans are designed to help homebuyers finance luxury properties that exceed the conforming loan limits. If you're considering purchasing a high-end home, understanding
- [Fixed Rate Mortgage](https://lendwithlogic.com/loan-options/fixed-rate-mortgage/) - Fixed-Rate Mortgage When it comes to financing a home, one of the most important decisions you'll make is choosing the right type of mortgage. A fixed-rate mortgage is one of the most popular options, offering stability and predictability for homeowners. Let’s explore the key benefits of a fixed-rate mortgage and why it might be the
- [FHA Loan](https://lendwithlogic.com/loan-options/fha-loan/) - FHA Loans FHA loans, backed by the Federal Housing Administration, have long been a popular choice among first-time homebuyers and those with less-than-perfect credit. These loans offer a range of benefits that make homeownership more accessible. Let's explore some of the key advantages of FHA loans and how they can be a smart choice for
- [Conventional Loan](https://lendwithlogic.com/loan-options/conventional-loan/) - Conventional Loan Conventional loans are a popular choice for many homebuyers, offering flexibility and competitive terms. Explore how LendLogic can help you navigate the benefits and requirements of conventional loans to find the perfect fit for your new home. Apply Now Find a mortgage advisor & apply today. Upload Documents Upload my documents. When it
- [Adjustable Rate Mortgage](https://lendwithlogic.com/loan-options/adjustable-rate-mortgage/) - Adjustable Rate Mortgages An Adjustable Rate Mortgage (ARM) is a home loan option where the interest rate can change periodically, typically in relation to an index. This means your monthly payments can increase or decrease over time. If you’re considering an ARM, LendLogic is here to help you navigate the complexities and make the best
- [Secure Upload](https://lendwithlogic.com/secure-upload/) - Get pre-qualified or request a loan estimate. Before you begin your home search, let LendLogic help you get pre-qualified for a mortgage. With our easy, secure online form, you can confidently know your buying power and make your offer more attractive to sellers. Start your journey towards homeownership today with LendLogic. Safely Share Your Files
- [Glynn County](https://lendwithlogic.com/how-we-work/glynn-county/) - Counties We Serve Glynn County 1607 Frederica Rd. Suite 102,St. Simons Island, GA, 31522912-268-40649:00 A.M. - 5:00 P.M. (912) 270-2026 Apply Now Upload Docs Learn more (912) 222-2526 Apply Now Learn more (912) 434-9867 Apply Now Learn more (912) 270-5900 Apply Now Learn more (912) 269-6451 Apply Now Learn more
- [Lowndes County](https://lendwithlogic.com/how-we-work/lowndes-county/) - Counties We Serve Lowndes County 2904 N Oak St., Valdosta, GA 31602(229) 630-2400 (229) 561-3810 Apply Now Learn more (229) 560-9501 Apply Now Learn more
- [Ware County](https://lendwithlogic.com/how-we-work/ware-county/) - Counties We Serve Ware County 912-268-40649:00 A.M. - 5:00 P.M. (912) 208-3142 Apply Now Learn more
- [Camden County](https://lendwithlogic.com/how-we-work/camden-county/) - Counties We Serve Camden County 102 Marsh Harbour Pkwy,Kingsland, GA, 31548912-268-40649:00 A.M. - 5:00 P.M. (912) 674-2423 Apply Now Learn more (912) 434-9865 Apply Now Learn more (912) 439-1844 Apply Now Learn more (912) 208-3142 Apply Now Learn more (912) 200-4010 Apply Now Learn more (904) 662-0365 Apply Now Learn more (904) 891-0323 Apply Now
- [Grant's Ferry Cove](https://lendwithlogic.com/grantsferrycove/) - Why rent when you can own for the same price? Grant's Ferry Cove offers move-in-ready 3 bedroom homes with fixed mortgage payments that may cost less than rent. With new special incentives and flexible financing, homeownership is now more achievable than ever. diana@dianafisher.realtor NMLS #941702 NMLS #941702","content_column_breakpoint":"m","content_margin":"small","filter_align":"left","filter_all":true,"filter_grid_breakpoint":"m","filter_grid_width":"auto","filter_position":"top","filter_style":"tab","grid_default":"2","grid_medium":"2","icon_width":80,"image_align":"top","image_border":"rounded","image_box_shadow":"small","image_grid_breakpoint":"m","image_grid_width":"1-2","image_height":500,"image_svg_color":"emphasis","image_width":400,"item_animation":true,"lightbox_bg_close":true,"link_style":"default","link_text":"Read more","margin":"default","maxwidth":"xlarge","meta_align":"below-title","meta_element":"div","meta_margin":"small","meta_style":"text-meta","show_content":true,"show_hover_image":true,"show_hover_video":true,"show_image":true,"show_link":true,"show_meta":true,"show_title":true,"show_video":true,"title_align":"top","title_element":"h3","title_grid_breakpoint":"m","title_grid_width":"1-2","title_hover_style":"reset"},"children":[{"type":"grid_item","props":{"content":"(912) 399-9910diana@dianafisher.realtor","image":"wp-content\/uploads\/2025\/08\/Diana_Fisher.png","image_alt":"Brian Strickland","meta":"REALTOR\u00ae","title":"Diana Fisher"}},{"type":"grid_item","props":{"content":"Preferred LenderNMLS #941702","image":"wp-content\/uploads\/2024\/08\/lendlogic_headshots_0007_1H5A2104.jpg","image_alt":"Brian Strickland","meta":"Mortgage Advisor","title":"Brian
- [Pointe Villas](https://lendwithlogic.com/pointevillas/) - Why rent when you can own for the same price? Pointe Villas townhomes are move in ready, and minutes from FLETC, with 3 bedrooms, modern finishes, and resort-style amenities. Get up to $10k in closing cost help and explore special financing options-- no down payment required. abarnesnga@gmail.com luke@maritime-homes.com","image":"\/wp-content\/uploads\/2025\/07\/Luke_RGB.jpg","image_alt":"Luke Fucetola","meta":"Listing Agent","status":"disabled","title":"Luke Fucetola"}},{"type":"grid_item","props":{"content":"912-223-2317abarnesnga@gmail.com\n","image":"\/wp-content\/uploads\/2025\/07\/Ann_RGB.png","image_alt":"Ann Barnes","meta":"Realtor\u00ae","title":"Ann Barnes"}}]}]}]}]},{"type":"section","props":{"image_position":"center-center","style":"default","title_breakpoint":"xl","title_position":"top-left","title_rotation":"left","vertical_align":"middle","width":"small"},"children":[{"type":"row","props":{"layout":"1-4,3-4","width":"large"},"children":[{"type":"column","props":{"image_position":"center-center","position_sticky_breakpoint":"m","width_medium":"1-4"},"children":[{"type":"image","props":{"image":"\/wp-content\/uploads\/2024\/08\/lendlogic_headshots_0007_1H5A2104.jpg","image_alt":"Brian Strickland","image_border":"rounded","image_height":400,"image_svg_color":"emphasis","image_width":300,"margin":"default","text_align":"left","text_align_breakpoint":"m","text_align_fallback":"center"}}]},{"type":"column","props":{"image_position":"center-center","position_sticky_breakpoint":"m","vertical_align":"middle","width_medium":"3-4"},"children":[{"type":"text","props":{"column_breakpoint":"m","content":"For lending
- [Testimonials](https://lendwithlogic.com/testimonials/) - Hear from our happy homeowners. Explore testimonials from clients who’ve found their path home with LendLogic. Apply Now Begin my application. Request a Quote Upload docs for a quote.
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- [CMS Challenge](https://lendwithlogic.com/cms-challenge/) - CMS Challenge Our Promise to You We are confident we can get you the best interest rate and closing cost - and if, by some chance we can't, we will make a $250 donation to a local charity. At Coastal Mortgage Solutions - local mortgage professionals with national lending connections means the best mortgage options available
- [Terms of Use](https://lendwithlogic.com/terms-of-use/) - Website Terms of Use YOUR USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH COASTAL MORTGAGE SOLUTIONS/LENDLOGIC IN CONNECTION WITH THIS WEBSITE ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS, ALSO REFERRED TO AS “TERMS OF USE”. CLICKING ON LINKS WITHIN THE WEBSITE OR WEBPAGES BEYOND THE WEBSITE’S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT
- [Process Guides](https://lendwithlogic.com/process-guides/) - Process Guides How It Works Home Buying and Moving Refinancing Home Loans

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